eMO is a web based rapid money
transfer service offered by India Post between two individuals within India.
Money booked through eMO can be
disbursed within 24 hours.
A minimum of Rs.1/- and a maximum of
Rs. 5000./- can be sent through eMO.
Receiver can receive the payment in
cash upto Rs. 5000/-.
Money can be sent from any eMO center.
A simple “To Remit Payment” form is to be filled up and submitted along with
the remittance amount and commission at the eMO counter. A printed receipt is
issued to the remitter. If the money is being sent through the e Post Office,
then the remitter is to go online, register the account and fill in the online
booking form. After the online booking form is completed the customer should
press submit and this will take him then to the payment gateway site where
online payment will be processed. Thereafter the receipt will be generated and
the reference number on the receipt can be used for further correspondence if
required.
The payee can receive money at home.
Therefore Pin code of the delivery address is essential.
The payee can prove his /her identity
by presenting any of the following photo-identity documents:
(a) Voter’s I-Card
(b) PAN Card
(c) Ration Card with photo of
receiver
(d) Post Office Identity Card
(e) Driving License
(f) Passport
(g) Approved/Recognized Central
Government/ State Government/ PSU / Office / College / University ID Card
eMO tariff has been kept same as that
of ordinary MO though electronic transmission has been introduced..
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