Press
Information Bureau
Government of India
Ministry of Finance
Government of India
Ministry of Finance
08-August-2014
16:58 IST
As per Census 2011, 58.7%
household are availing banking services in the country.
Under the Swabhimaan campaign,
the Banks were advised to provide appropriate banking facilities to habitations
having a population in excess of 2000 (as per 2001 census) by March 2012. The
banks identified approximately 74000 habitations across the country having a
population of over 2000 for providing banking facilities. As per reports
received from Banks, 74351 villages with population of above 2000 were covered
with banking facilities either by branches or Business Correspondents or mobile
banking by March 31, 2012.
In order to extend the banking
network in unbanked areas, general permission has been granted by Reserve Bank
of India (RBI) to domestic Scheduled Commercial Banks (other than Regional
Rural Banks) to open branches/mobile branches/administrative offices/CPCs
(Service Branches), (i) in Tier 2 to Tier 6 centres (with population upto
99,999) and (ii) in rural, semi-urban and urban centres of the North-Eastern
States and Sikkim subject to reporting. RBI has advised banks that while
preparing their Annual Branch Expansion Plan (ABEP), the banks should allocate
at least 25% of the total number of branches proposed to be opened during a
year in unbanked rural (Tier 5 and Tier 6) centres.
It has been announced in the
Union Budget 2014-15 that a time bound programme would be launched as Financial
Inclusion Mission on 15th August this year to provide all households in the
country with banking services.
This information was given by the
Minister of State for Finance, Smt. Nirmala Sitharaman in written reply to a
question in Lok Sabha today.
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