Latest Posts

Loading...

Thursday, December 15, 2011

SB ORDER NO. 34/2011 : Procedure for opening of Savings Accounts of Below Poverty Line (BPL) households.

SB ORDER NO. 34/2011
F.No.25-05/2005-FS(Vol-III)
Government of India
Ministry of Communications & IT
Department of Posts
(FS Division)
Dak Bhawan, Sansad Marg,
New Delhi-110001, Dated: 15.12.2011
To
All Heads of Circles/Regions
Addl. Director General, APS, New Delhi.

Subject:-                                Procedure for opening of Savings Accounts of Below Poverty Line (BPL) households.

Sir / Madam,
The undersigned is directed to refer to a D O letter No. 10-09/2011-RB dated 26.05.2011 from then Secretary Posts regarding opening of Savings Account for all BPL Households.

2.             In the above referred D O letter, it was advised that circles may obtain list of BPL Households from the State Government Authorities and contact BPL households for opening of savings accounts in post offices. It was also instructed that these accounts should be opened with separate block numbers. In August 2011, SDC Chennai with the approval from RB Division had posted a procedure for computerized post offices working with Sanchay Post to open these accounts from the regular block allotted for SB accounts and entering the word ‘BPL” in the option of Introducer name and address to identify these accounts as BPL accounts on its web site. However no uniform procedure was circulated to open these types of accounts. Now, following uniform procedure has been devised to open Savings Account for BPL Households:-

(a)           As and when any individual belonging to BPL household attends the post office for opening of savings account, normal procedure for opening of savings account should be followed. In addition to the ID and Address proof prescribed in the KYC norms, a self attested (attested by a Gazetted Officer/Sarpanch/Postmaster in case of illiterate individuals) copy of any document issued by the State/District Authority identifying the individual as member of the BPL household should be taken and attached with SB-3.

(b)           In computerized post offices working on Sanchay Post Software, these accounts will be opened in the normal savings account block and action should to be taken to enter the word “BPL” in the field of “Introducer name, address, city and “ so that the account can be identified at a later stage. This option should be used only for those accounts where the documentary proof of BPL household is attached with the SB-3.

(c)           In case of remaining post offices working on manual mode, documentary proof of BPL household should be attached with SB-3 and a remark in red ink as “BPL” should be recorded in the ledger card as well as SS Book.

(d)           In EDBOs, same procedure is to be followed as prescribed for post offices working on manual mode except that the remark “BPL” should be recorded in the SB-26, BOSB Journal as well as SS Book.

(e)           In SBSO, the ledger PA while opening account in the SBSO on-line module of Sanchay Post will check the SB-3 to see as to whether documentary proof of BPL household as prescribed in Para (a) above has been attached. After satisfying himself, he will enter the word ”BPL” in the field of “Introducer name, address, city and pincode” so that the account can be identified at a later stage. Supervisor SBSO should also confirm that necessary documents required for marking the account as ‘BPL” have been attached with the SB-3.

3.             It is requested that the above procedure may be circulated to all post offices for information and necessary guidance. It is also requested that where the above procedure has not been followed while identifying the savings account as “BPL”, required document as mentioned in para (a) above should be obtained and attached with the SB-3.

4.             This issues with the approval of DDG(FS).

Yours faithfully,
(Kawal Jit Singh)
Assistant Director (SB)

No comments:

Post a Comment