With fake calls on the rise, one should be cautious while buying insurance

"Hello. I am calling from Irda. You have been selected for a special scholarship programme announced last week. You just have to sign a form and pay a nominal fee to qualify for it. 

Hi, Irda has found out that your current insurance policy is giving you poor returns. As one-time relief to you, we are allowing you to surrender your existing policy and shift to a better product. You just have to pay a nominal fee for this. You also will have to submit some documents..." 


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